Junior AML/CFT Officer - French Market

Our mission? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

Join the French team of 30+ AML /CFT officers, to perform operational controls and ensure our client base is not exposed to Money-laundering or Terrorist Financing risks.

As a Junior AML/CFT Officer, you will work closely with Juline, our AML/CFT Team Lead, to ensure a healthy customer base and combat financial crime in an innovative, fast-paced fintech environment.

👩‍💻🧑‍💻As a Junior AML/CFT Officer at Qonto, you will

• Identify and investigate suspicious activity/flows through automated and manual alerts.

• Analyze financial documents and statements to identify any suspicious patterns.

• Communicate with the customers and counterparts in order to obtain key information.

• Support other teams such as Onboarding, Customer Service, and Banking Operations when there are suspicions regarding a customer.

• Work in alignment with the Financial Security team, who is in charge of declaring the cases handled by AML.

🤔 What you can expect

• A great team of 60+ AML Officers from 🇫🇷,🇮🇹,🇪🇸,🇩🇪;

• Responsibilities and decision-making;

• Hyper-growth & international environment;

• Exciting career opportunities;

• Continuous improvement of alert processing systems and fraud detection methods.

🤝 Your Future Manager

Your manager will be Juline Teixeira, our Lead AML/CFT.

• Her path? Juline has a rich background in financial crime prevention and compliance. She began her career with roles at Natixis and HSBC, where she sharpened her expertise in economic sanctions and embargoes. Since joining Qonto in 2021, Juline has progressed from an AML/CFT Officer to Senior Officer, and now leads the AML/CFT team, consistently demonstrating her commitment to safeguarding financial integrity.

• What she can bring to the team? Juline brings a deep understanding of anti-money laundering and counter-terrorist financing regulations, coupled with a strategic mindset. Her leadership is marked by a focus on fostering skill development and encouraging a proactive approach to compliance challenges. Her guidance empowers team members to excel in their roles and contribute to Qonto's mission of maintaining a robust compliance framework.

🏅About You

• Experience: You have up to 1 year experience in the field (anti-money laundering, financial crime, etc.)

• Problem-solving: You have been trained in problem-structuring and analysis in a consulting firm or bank for at least 6 months

• Analytical mindset: You are comfortable with numbers and have a good command of Excel for day-to-day use

• Organizational skills: You are extremely rigorous and curious with investigative abilities

• Synthesis: You have a capacity for synthesis and know how to look at the big picture of your subjects

• Languages: You are fluent in both French and English.

At Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along!

🎁 Perks

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.

- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;

- Tailor-made remote work policy depending on the job you apply for and where you live;

- Competitive salary package;

- A meal voucher;

- Public transportation reimbursement (part or global);

- A great health insurance (depending on the country);

- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;

- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;

- Monthly team events.

💪 Our hiring process:

- Interviews with your Talent Acquisition Manager and future managers

- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an interview guide so you can best prepare yourself.

On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:

Qonto's Blog | Muy Pymes | Forbes.es | Europa Press

To know how your personal data will be processed during your application process or to request its deletion, please click here.