Private Bank Analyst - Consumer

Commonwealth Private strives to provide outstanding personal service and trusted advice to high net worth and ultra-high net worth individuals who have the intention to invest or borrow at least AU$2.5million. Quite simply, our breadth of experience means that we can offer clients a comprehensive range of solutions as well as market leading products and innovative investment opportunities.

We are backed by superior research capabilities and the extensive resources of the Commonwealth Bank Group, so we can help our clients achieve the best possible outcome. We have Private Bankers and Private Wealth Managers specialising in banking, lending, strategic advice, investments, and insurance located right across Australia.

Our vision is to be the private bank successful Australians recommend.
 

Your impact

As a Private Bank Credit Analyst, you will be supporting our Private Bankers to provide exceptional service to their high-net-worth clients through value-add solutions.

Your core duties will involve undertaking financial analysis relating to consumer credit as well as assessing the risks/opportunities for new and existing lending submissions. In addition, the assessment of the risks associated with increases in existing client’s consumer credit.
 

Do work that matters

Everything you love about data quality, compliance and daily reporting is wrapped up in this role and more. Not only will it involve writing, negotiating and managing consumer credit applications for new and existing clients, you will undertake the due diligence, financial modelling and risk analysis associated with these applications. This is an opportunity to identify, research and compile information on new to bank prospects and prepare pitch packs for new and existing clients as well. Our focus is on quality, consumer credit management, portfolio monitoring, total revenue growth and minimising credit and operational losses.
 

What are we looking for?

Prior relevant experience in writing and/or assessing consumer credit submissions with above average complexity, undertaking covenant monitoring, and annual reviews within commercial, corporate or institutional banking will be highly valued.

You may have frontline consumer lending experience and you will be no stranger to consumer lending!

Your strength lies in financial analysis and the ability to interpret balance sheets, profit and loss, loan structures, and securities.

If your communication and interpersonal skills set you apart from your contemporaries and you possess relevant tertiary qualifications in accounting, finance or a related discipline then we would love to hear from you!

Please apply now.