Corporate Real Estate Risk Manager (all genders)

Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

The Team Credit Underwriting Commercial Real Estate is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consists of a fair mix of underwriters and business analysts. It deals with Corporate Real Estate risk matters of Austrian and International Corporate Real Estate Clients with strong focus on CEE. The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers.

Your Tasks

• Assessment of the creditworthiness of large national and international Corporate Real Estate customers in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity.


• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker


• Responsible for a dedicated Real Estate portfolio of corporate client groups with focus on Hotels, Logistics, Offices and Retail.


• Defining of risk strategies on clients and the covered industry


• Participating in client meetings.


• Cooperation with different departments and CEE subsidiaries within Erste Group


• Contribution to various Group and Department projects alongside the credit process

Your Background

• Graduate in business administration or law


• Solid experience in Corporate Real Estate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas


• Familiar with lending products and legal basics


• Strong analytical, writing and presentation skills in German and English to present complex issues concisely


• Flexibility and resilience to perform in a fast-paced environment


• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment


• Willingness to travel


• Open-minded, result- and target-oriented

Our Offer

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  We take care of your personal wellbeing, career development, and we actively support your educational needs

  
  


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  Discover and enjoy the benefits of Erste Group

  
  


• The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person! 


• We offer our employees the opportunity to divide their hours between working from home and at the office.


• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.