Analista Sênior de Risco de Crédito

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines.  Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required. 

The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines.  Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.

Underwriter must be able to work with other departments, office branches, and/or end-customer to effectively complete the assessment and obtain the approval/rejection.  Must quickly understand and adhere to established policies and procedures.

#LI-LP2
 

• Underwriting experience with Commercial credit analysis (e.g. financial statements, income statements, cash flow and other financial analysis);
• Degree level educated in Business Administration, Economy, Engineer or Accountancy;
• Fluent in English verbal and written – other languages advantageous;
• Knowledge of financial statements and risk indicators;
• Ensure understanding of credit policies and procedures established;
• Highly self-motivated and able to work well under pressure;
• Analytical mind-set, business results-oriented, ethical and high integrity;
• Ability to effectively prioritize and execute tasks;
• Good planning and organizational skills;
• Excellent verbal and written communication skills;
• Ideally knowledge of the car financing sector/market (this is a plus);
• High analytical capacity and problem solving ability;
• General knowledge of Microsoft Office tools (Excel, PowerPoint, Word) to work with regular spreadsheets, word documents and presentations. 

#LI-LP2

#LI-Hybrid