Business Systems Analyst

We are seeking an experienced Business Systems
Analyst (BSA) with strong expertise in Credit Risk, Expected Credit Loss (ECL),
and Regulatory Reporting within the banking and financial services industry.
The ideal candidate will act as a liaison between business and technology
teams, driving requirements management, data analysis, system integration,
testing, and regulatory compliance initiatives for risk and finance
transformation programs.

Key
Responsibilities

Business
Analysis & Requirements Management

• Gather, analyze, document, and validate business and system
  requirements related to Credit Risk and ECL processes.
  
• Collaborate with Risk, Finance, Data Governance, Regulatory
  Reporting, and Technology teams to define business solutions.
  
• Translate business requirements into detailed functional and
  technical specifications.
  
• Facilitate stakeholder workshops, requirement reviews, and solution
  design sessions.
  
• Maintain end -to -end requirement traceability throughout the project
  lifecycle.
  

Credit Risk
& ECL Initiatives

• Support the implementation and enhancement of Expected Credit Loss
  (ECL) processes and systems.
  
• Work with stakeholders on key ECL components, including:
  
• Probability of Default (PD)
  
• Loss Given Default (LGD)
  
• Exposure at Default (EAD)
  
• Forward -Looking Information (FLI)
  
• Macro -Economic Scenarios
  
• Staging Assessment (Stage 1, Stage 2, and Stage 3)
  
• Partner with quantitative modeling teams to support model
  implementation and business requirements.
  
• Assess impacts of regulatory, accounting, and business changes on
  ECL processes and reporting.
  

Data
Analysis & Systems Integration

• Perform data analysis, data mapping, and gap assessments across
  multiple applications and platforms.
  
• Support data quality, reconciliation, and validation activities.
  
• Collaborate with technology teams on system integration and data
  transformation initiatives.
  
• Assist in defining business rules and data requirements for
  enterprise risk systems.
  

Required
Qualifications

• 7–10+ years of Business Analysis experience within Banking or
  Financial Services.
  
• Minimum 3+ years of experience supporting ECL (Expected Credit
  Loss) initiatives.
  
• Strong understanding of Credit Risk Management and Regulatory
  Reporting processes.
  
• Experience gathering and documenting business, functional, and
  system requirements.
  
• Strong analytical, problem -solving, and stakeholder management
  skills.
  
• Experience in large -scale data, risk, or finance transformation
  programs.
  
• Knowledge of SDLC, Agile, and Waterfall delivery methodologies.
  
• Excellent communication, presentation, and documentation skills.