AVP/VP, Corporate Loan Administration

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

Job Responsibilities:

• Oversee for overall loan operation functions to Corporate customers, including loan booking, funds disbursement, loan rollover, payment, maintenance, fee collection and syndication agency function.

• Deliver the best functional alignment, process priorities, key knowledge on banking controls, market and product knowledge, keep abreast with industry developments and alignment to business strategies and priorities

• Establish and ensure adherence to departmental guidelines and compliance of the Bank's policy

• Provide key operational risk capabilities in terms of identification of control and process gaps and mitigation, incidents management and resolution, define Key Performance Indicators to track performance and monitor Key Risks Indicators

• Report all process deviations to Supervisor with recommendations to the process gaps, incidents and enhancements with a strong emphasis on controls, efficiency, capacity planning, best practice, process alignment and regulatory targets

• Lead projects on development of new products, automation / enhancement of related systems and enhance customer experience

• Perform and monitor regular tracking on deliverable quality and produce monthly report for senior management review

• Conduct performance appraisal and provide coaching and training to subordinates

• Handle ad-hoc matters and tasks assigned by Supervisor from time to time

Requirements:

• Degree holder in Business Administration or related disciplines

• Minimum 5 years’ experience in loan operations

• Sound knowledge in various loan / credit products and relevant daily operations

• Good knowledge on regulatory requirements

• Good knowledge in accounting principles

• Proficient in MS Office

• Prudent and attentive to details

• Good command of written and spoken English and Chinese