Private Wealth Management - Senior Insurance Product Specialist

About Us:
Huatai International Financial Holdings Company Limited (“Huatai International” or “the Company”), is the only overseas wholly-owned or controlled subsidiary of Huatai Securities. Huatai International is the Huatai Group’s international arm which plays as a crucial role in the group's internationalization strategy by:
a) not only providing offshore capital market services (and a global business platform) but also provides onshore clients with valuable cross-border capital market services (aligned with the mainland China government’s policies and commercial intentions);
b) actively making use of Huatai Securities’ leading position, distribution network and customer base in mainland China;
c) integrating on a global basis across many jurisdictions and regions, a successful and fully integrated international financial platform with innovative financial services solutions.

Huatai International operates as a holding company for consolidating all of the group’s cross-border businesses and companies under one umbrella, offering a truly unified and international business platform. In recognition of such international strength, the renowned international rating agency Standard and Poor’s has assigned Huatai International a “BBB+” rating (for long term) and “A-2” (for short-term).

Job Description:

• Serve as the subject-matter authority on complex insurance-based wealth structures, including universal and whole-of-life policies, private placement life insurance (PPLI), and annuity-based retirement solutions.

• Engineer hybrid wealth preservation frameworks integrating life settlements, irrevocable trusts, and asset protection mechanisms to optimize tax efficiency and legacy planning.

• Design and deliver immersive, scenario-based training curricula for frontline wealth advisors, utilizing case studies derived from Hong Kong’s high-premium life insurance market and Singapore’s family office ecosystem.

• Develop sophisticated pricing matrices, illustrated ROI modeling tools, and proposal generation frameworks to support high-value client presentations.

• Monitor and synthesize regional regulatory developments (e.g., Hong Kong MPF reforms, Singapore ILAS 2.0 enhancements, IFRS 17 implications) to identify arbitrage opportunities and product gaps.

• Structure and negotiate co-investment and reinsurance partnerships with offshore carriers to enhance portfolio yields for large-ticket client mandates.

• Partner with compliance and legal teams to ensure all product offerings meet regulatory standards across Greater China, including HKMA, MAS, and cross-border insurance sales protocols.

• Orchestrate quarterly client portfolio reviews and executive roadshows across key regional markets, ensuring seamless integration of global product capabilities.

Qualification:

• Degree holder in any discipline

• Demonstrated expertise in Hong Kong MPF schemes, Singapore ILAS frameworks, offshore trust architectures, and PRC cross-border insurance regulations.

• CFP®, RFP, ChFC, or equivalent wealth management designation required; actuarial or legal background highly preferred.

• Proven track record in structuring insurance solutions for UHNW clients ($5M+ investable assets) within a private banking or boutique family office context.

• Extensive travel required throughout Mainland China and Singapore to support client engagements, regulatory audits, and strategic business development initiatives.