Specialist, Credit Analysis, Financial Institutions Group, IBG

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and treasury products. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities

• Analyze and assess credit applications and proposals for financial instutitons
• Conduct in-depth financial analysis, including reviewing financial statements, cash flow projections, and industry trends
• Identify and evaluate credit risks, and recommend appropriate credit structures and mitigants
• Collaborate with relationship managers and other stakeholders to provide comprehensive credit solutions
• Monitor and review existing credit facilities, and recommend appropriate actions to address any changes in the client's financial position or market conditions
• Contribute to the development and implementation of credit policies and procedures for the financial institutions group

Requirements

• Bachelor's degree in Finance, Accounting, or a related field
• Minimum 5 years of experience in credit analysis or corporate banking. Experience with financial institutions group is preferrable.
• Strong analytical and problem-solving skills, with the ability to interpret financial data and identify potential risks
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams
• Proficient in the use of financial analysis tools and software
• Thorough understanding of banking regulations, credit policies, and risk management practices
• Ability to work under pressure and meet deadlines

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Location:
The Center

Job:
Risk Management

Schedule:
Regular

Employee Status:
Full time