Finacle Implementation and Customization Specialist - Loans Module

Job Overview:

We are seeking a highly skilled Finacle Loans – Implementation & Customization Specialist responsible for end-to-end implementation, customization, testing, and deployment of the Finacle Loans module. The ideal candidate will play a critical role in delivering customized Finacle solutions for lending operations, ensuring alignment with business requirements and compliance with regulatory standards.

Key Responsibilities:

• Implement and configure the Finacle Loans module as per business and functional requirements.


• Perform gap analysis and translate business requirements into technical designs.


• Develop custom components, ISF scripts, PL/SQL Queries, Stored Procedures, and integration interfaces/APIs.


• Execute unit, system, integration, and UAT testing for all enhancements and configurations.


• Manage deployment of customizations and patches across various environments.


• Write and maintain Unix shell scripts to support deployment automation, batch job management, and system monitoring.


• Work closely with business analysts, QA testers, and infrastructure teams to ensure smooth delivery.


• Investigate, troubleshoot, and resolve issues during testing, deployment, and post-go-live phases.


• Maintain comprehensive documentation for customization, configuration, and deployment, adhering to audit and compliance requirements.

Required Skills & Experience:

• Minimum 2-3 years of hands-on experience with Finacle Core Banking, specifically in the Loan module.


• Proficient in Finacle scripting (ISF/SSI), JSP/PCRE, and PL/SQL(Queries, Stored Procedures, Scripts).


• Strong understanding of loan product parameterization and configuration in Finacle.


• Experience with EOD/EOM processes, workflows, interest computation, EMI scheduling, and the full loan lifecycle.


• Working knowledge of Unix/Linux, including shell scripting for automation, log analysis, and deployment tasks.


• Strong debugging and issue-resolution skills.


• Experience in test case creation, execution, and defect management.


• Should be a self-starter capable of delivering results independently, without the need for hand-holding or continuous supervision.


• Should be willing to work in the Phillippines Shift ( Morning 6.30 AM IST Onwards)

Good to Have:

• Experience with Finacle version 10.x or higher.


• Exposure to Finacle API/web service integrations with third-party systems.


• Understanding of regulatory reporting requirements such as NPA classification, CIBIL, etc.


• Finacle certifications (technical or functional) are an added advantage.

Educational Qualification:

• Bachelor’s Degree in Engineering, Computer Science, Information Technology, or a related field.

Soft Skills:

• Excellent communication and collaboration skills.


• Proactive, self-motivated, and goal-oriented approach.


• Ability to work independently with minimal supervision.


• High attention to detail and commitment to quality deliverables.