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Legal Manager-Personal Loan-Hardship Assistance Unit

Job Description - Legal Manager-Personal Loan-Hardship Assistance Unit

Description



Risk Manager


 

























DepartmentKotak Mahindra Bank Ltd – Consumer Durables
LocationMumbai – HO
Number of PositionsOne
Reporting RelationshipReporting to Business Head – Consumer Durables Business
Position GradeM7-M8

 


 


 


 


 




 



  • Risk management & Portfolio monitoring for Consumer durable loans.

  • Managing Risk containment unit for Consumer businesses

  • Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell

  • Improving controllership by way of building strong system

  • Building and automating credit approval engine

  • Support launch of new products with policy & system build and implementation

  • Formulating Risk policy & support to launch Digital product

  • Drive and support initiatives to build scale Rural lending business


 


 


 


 




 


Qualification – MBA and/or Professional Degree preferred


 


· Job Knowledge and experience – 



  • Should have at least 15 years of experience in credit / risk environment

  • Should have at least 6 years of experience in heading risk / credit for a large setup

  • Should have good understanding of CD Business & Retail industry

  • Should be able to drive  and work with a Team reporting

  • Should be a Team player, Relationship person and should be ready to travel widely



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