Manager / AVP Finance & Credit

We're Hiring | Manager / AVP – Finance & Credit

Location: Mumbai
Company: Red Fort Capital (NBFC)
Compensation: ₹30–45 LPA (Based on Experience)

About Red Fort Capital

Red Fort Capital is a leading NBFC focused on providing business credit solutions to MSMEs with quick turnaround times. We finance working capital, receivables, equipment & machinery purchases, and construction finance. Our underwriting approach is highly analytical, relationship-driven, and focused on enabling entrepreneurs through customized credit solutions.

About the Role

We are looking for a highly analytical finance professional to join us as Manager / AVP – Finance & Credit. This is an end-to-end ownership role where you'll independently evaluate lending opportunities, conduct financial and business due diligence, present recommendations to the Credit Committee, oversee transaction execution, and manage borrower relationships post-disbursement.

This position is ideal for professionals who enjoy taking ownership, making commercial decisions, and working closely with businesses to structure and monitor high-quality credit transactions.

Key Responsibilities

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  Own the complete lifecycle of credit transactions—from initial evaluation to final closure.

  
  


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  Conduct detailed financial statement analysis, cash flow assessment, ratio analysis, and credit underwriting.

  
  


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  Perform business and promoter due diligence, including site visits and stakeholder interactions.

  
  


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  Structure lending transactions by recommending pricing, tenure, collateral, and covenants.

  
  


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  Prepare detailed credit notes and present recommendations to the Credit Committee.

  
  


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  Coordinate documentation, security creation, and disbursement processes.

  
  


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  Manage borrower relationships after disbursement and monitor portfolio performance.

  
  


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  Track repayments, identify early warning signals, and ensure timely collections.

  
  


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  Mentor junior finance associates and contribute to strengthening underwriting frameworks and internal processes.

  
  

Desired Candidate Profile

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  MBA from a Tier-1 institute.

  
  


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  Minimum 3 years of post-MBA experience in:

  
  
  
  
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    NBFCs

    
    
  
  
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    Banks

    
    
  
  
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    Private Credit

    
    
  
  
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    Structured Finance

    
    
  
  
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    SME/Corporate Lending

    
    
  
  
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    FinTech Lending

    
    
  
  
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    Investment Banking

    
    
  
  
  
  


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  Strong hands-on experience in:

  
  
  
  
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    Credit underwriting

    
    
  
  
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    Financial statement analysis

    
    
  
  
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    Credit appraisal

    
    
  
  
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    Due diligence

    
    
  
  
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    Transaction structuring

    
    
  
  
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    Credit committee presentations

    
    
  
  
  
  


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  Excellent Excel, analytical, communication, and stakeholder management skills.

  
  


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  High ownership mindset with strong commercial judgment and attention to detail.

  
  

Why Join Us?

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  Own transactions from origination to portfolio management.

  
  


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  Present directly to senior decision-makers and the Credit Committee.

  
  


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  Work in a fast-paced environment with significant autonomy and responsibility.

  
  


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  Build expertise across underwriting, structured lending, relationship management, and portfolio monitoring.

  
  


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  Competitive compensation package of ₹30–45 LPA, based on experience.

  
  

Interested candidates can apply with their updated resume. Shortlisted candidates will be contacted for the next steps in the hiring process.