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Manager - DSMG - Motor Finance - Collections - Flows - Bkt 4+ GNPA - Ajmer - Anindya Shiva - (M1-M3)

Job Description - Manager - DSMG - Motor Finance - Collections - Flows - Bkt 4+ GNPA - Ajmer - Anindya Shiva - (M1-M3)

Description























Key Objective of the Job:


The key objective of the Territory Collections Manager role is to lead and manage the collection efforts within a specific territory. Responsibilities include optimizing collection processes, achieving collection targets, training and supervising collection agents, maintaining client relationships, and ensuring adherence to regulatory requirements and company policies.



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Key Deliverables:


 


Collection Activity



  • Achieve assigned collection target through CREs assigned to them

  • Achieve assigned target on KPA parameters


Customer Relationship



  • Maintain constant touch with specific customer groups who are difficult to reach through CREs

  • Visit and meet customers


Managing Team



  • Manage the team of CRE

  • Should align individual work and performance with the broader team to achieve mutual outcomes


  • Makes sure self and team adheres to the team's expectations and guidelines, fulfils teams responsibilities and should demonstrate personal commitment to the team.


     



Document Management



  • Ensure all collection documents are submitted correctly and on time


Audit Compliance



  • Ensure strict audit compliance as per company norms for self and team


Managing Branch



  • Ensure smooth functioning of branch collection without any issues

  • Manage the repossession activity of the branch


Vendor Management



  • Managing Vendors (Collection agency & Repo agency)


Education Qualification:  


Graduate


Specialized job competencies:


Functional Competencies



  • Communication

  • Negotiation Skill

  • Market/Industry Knowledge

  • Knowledge of Collection (Policy, Procedures & Scheme)

  • Computer and analytical skills 


Behavioral Competencies



  • Execution Excellence

  • Customer Centricity

  • People Leadership. 


Hiring Parameters:



  • Minimum 0-2 years’ experience in handling commercial vehicle preferably in Bank in/NBFC industry 

  • Legal Knowledge would be an added advantage

  • Should have computer knowledge (MS Excel, PowerPoint, Word)



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