Portfolio Manager-CREDIT CARD-Recovery Area

JD : Portfolio Manager

• To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.


• Work closely with Branch Banking teams for new customer addition. 


• To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.


• To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.  


• Focus to continually increase the Book size and profitability of the assigned portfolio.


• To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. 


• To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market 


• Maintain high caliber client service. 


• Improve efficiency by monitoring & overseeing continuous improvement of processes 


• Constantly have a rapport with the operating units to customize and develop solutions