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Product Manager - Gold Loan| Mumbai

Job Description - Product Manager - Gold Loan| Mumbai

Description

To manage assigned product portfolios by driving product development, performance optimization, customer value enhancement, regulatory compliance, and lifecycle management to support business growth and customer adoption.



Responsibilities

  • Develop, enhance, and launch new Gold Loan products and propositions in line with business objectives and market requirements.
  • Conduct pre-launch and post-launch product analysis to evaluate product effectiveness, customer adoption, profitability, and business performance.
  • Design and maintain product performance monitoring frameworks, dashboards, and MIS reports.
  • Manage the end-to-end product lifecycle, including product design, implementation, monitoring, enhancement, and retirement.
  • Ensure compliance with regulatory requirements, internal policies, audit observations, and product governance standards.
  • Monitor product parameters, business performance, operational metrics, and portfolio trends, and provide periodic updates to management.
  • Coordinate with Technology teams for system enhancements, digital initiatives, automation, and product-related IT developments.
  • Work closely with Business, Operations, Risk, Compliance, Legal, and Audit teams for successful implementation and management of product initiatives.
  • Identify opportunities for process improvements, customer experience enhancement, and portfolio growth.
  • Support regulatory, audit, and management reporting requirements related to the Gold Loan portfolio.


Qualifications

Experience: 8 to 12 years

Qualifications: Post Graduate



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