Senior Manager - Credit Underwriting & Risk Assessment

• Exceeding Customer Expectations: Engage proactively with clients, deeply understanding their business requirements. Ensure all analytical models and scorecards not only meet but exceed customer expectations, delivering reliable, actionable insights in a timely manner. Collaborate with sales, products and engineering teams to ensure that customers’ expectations and experiences are met and delivered.
  
  
• Product Development Leadership: Collaborate with engineering and product teams to drive the integration of AI/ML into next-generation financial products and systems, ensuring solutions are tailored for the unique needs of the banking and lending industries.
  
  
• Business Requirements & Leadership: Drive complex, cross-functional requirements gathering, documentation (including PRDs), and project delivery. Engage in maintaining and prioritizing Product backlog to accommodate business needs. Build and mentor high-performing teams, establish best-in-class processes, and foster a culture of operational excellence.
  
  
• Communication & multi-tasking: Articulate complex concepts to diverse stakeholders. Expertly manage competing priorities and deliver quality results within tight deadlines, thriving in fast-paced, dynamic environments.
  
  
• Exposure to data science projects: Collaborate with data science teams to conceptualize, develop, and deploy machine learning models and AI-driven product features. Demonstrate hands-on experience working on data-driven product initiatives, including data exploration, model design, and experimentation.
  
  
• Credit Underwriting Expertise: Provide strategic solutioning in credit underwriting and risk management practices for banks, NBFCs, and fintech companies. Implement industry best practices ensuring optimized risk assessment and compliance.
  
  
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Requirements

• 4+ years of experience in product development, product management, or related roles within banking, NBFC, or fintech organizations, with a strong focus on credit and risk management solutions. This role requires building solutions for credit underwriting and risk management, so domain experience will help in a long way.
  
• Track record of successful product development from prototype through launch stage, especially for credit and risk management solutions.
  
• Strong project management, team leadership, and stakeholder engagement skills.
  
• Excellent written and verbal communication skills.