Territory Sales Manager-LOANS AGAINST GOLD-Marketing Branches Operations

JD :

• Responsible for business development of Area / Cluster


• Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager


• Regular Travel to branches – All branch visit to be done once in month


• Educate the GLROs regularly and also updating them with new policies introduced by HO


• Ensure every GLROs meets they SOP / KRA targets – See that week wise targets are set to GLRO and they are being achieved


• To fill the Gaps by regular recruitment of GLROs


• Find new potential locations where Gold loan can be started


• Need to have market update , competition info .


• To guide GLRO that there should be smooth process of Gold Loan operations at branch


• Proper documentation of Gold loan to the taught to GLRO so that it help in FPT authorization of file


• 10Lakhs above customer ASM to speak/ meet individually. To identify new HNI clients


• Make sure Files are authorized within the HO TAT specified period and see that no branch falls under EMBARGO


• Area to be under ZERO NPA always


• Team Handling role

Job Requirement

• Minimum Graduation


• Good Communication skills


• Excellent Team Player


• Ready to travel


• Have regular repo with other departments


• Eager to learn – Should have knowledge of policies and process


• Knowledge on Gold loan is preferable.