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Job Summary

Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback American Express Credit Card and Bread Savings products.
Headquartered in Columbus, Ohio, Bread Financial is powered by its 7,500+ global associates and is committed to sustainable business practices.

 

 Job Profile Summary:

 

The Internship Program allows students the opportunity to explore and develop a variety of work experiences and skills. Over the internship period, you will collaborate with several teams and departments and build a firm knowledge of our business and company culture. Participants will also go through a professional curriculum and plan a final presentation event together as a cohort. The program targets graduate students in their final year and acts as a pipeline for full-time employment opportunities after graduation.

 

Job Description:

 

Finance & Analytics Team:

• Department Hierarchy (Bangalore Team):

• Analyst -> Analyst 2 -> Senior Analyst -> Lead Analyst -> Manager -> Senior Manager -> Director

 

Overall Department Responsibilities: The focus is to help the Banks understand their risk profiles, risk management processes needed to support those risk profiles by doing the following:

 

• Generate data-driven insights for all modeling needs of the Banks and the practical results of models.

• Analyze the effects of policy and strategy changes on outcomes.

• Extract data for conducting exploratory data analysis and prepare data in a usable format for various statistical requirement.

• Document process and results

 

Overall:

• Collaboration and Communication- Collaborates with team to establish connections across products, business units, processes, etc.   Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, and gains consensus to present the best solution.  

• Time Management- Utilizes knowledge of various tools like Microsoft Office (Word, Excel, PowerPoint), SQL, SAS or Python to execute daily work. Demonstrates the ability to work independently, remain organized, and prioritize work to work on multiple projects over the same time period with accuracy and attention to detail. Establishes and meets critical deadlines while prioritizing multiple activities and complex projects simultaneously.

 

Reports to:  Assigned Leader in the Program

Working Conditions/ Physical Requirements: Hybrid

Direct Reports: None

 

Minimum Qualifications:

• Currently pursuing Bachelor’s /Master’s degree

• Area of Study: Finance, Economics, Statistic, Marketing, Analytics, Credit Risk, Operational Excellence, Computer science or other related major or field of study 

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

Job Family:

Internships and Special Pgms

Job Type:

Regular