Our client is a rapidly growing microfinance bank in Nigeria, dedicated to providing accessible financial services, retail banking, and SME loans to individuals and small businesses.

 
Job Summary

Key Responsibilities

• Perform routine reviews of daily banking transactions, loan disbursements, and account opening documentation to ensure compliance with internal controls and KYC standards.
  


• Monitor compliance with Central Bank of Nigeria (CBN) regulations, NDIC requirements, and AML/CFT/CPF guidelines across all physical and digital banking channels.
  


• Identify operational risk areas within credit, cash management, and customer service workflows, and recommend corrective actions to mitigate vulnerabilities.
  


• Investigate transaction exceptions, operational errors, or suspected fraud cases, and draft detailed reports with findings and preventive recommendations for management.
  


• Review and verify internal reconciliations, expense claims, and vault balances to guarantee accurate record-keeping and safeguard bank assets.
  


• Track the implementation of internal and external audit recommendations to ensure all identified gaps are closed promptly by relevant business units.
  


• Conduct ongoing compliance and operational risk awareness briefings for frontline staff, loan officers, and operations teams.
  

Requirements

• Bachelor’s degree or HND in Accounting, Finance, Banking & Finance, Business Administration, or a related discipline. Relevant certifications (e.g., MCIB, ACA, ACCA, or compliance certifications) are an advantage.
  


• 3 to 5 years of experience in internal control, compliance, or operations within a microfinance bank, fintech company, or commercial bank.
  


• Strong understanding of credit verification frameworks, digital lending operations, KYC/AML regulations, and retail banking controls.
  


• High proficiency in core banking applications, digital ledger systems, and MS Excel for data analysis and reporting.
  


• Sharp analytical skills, high integrity, strong attention to detail, and the ability to challenge operational deviations constructively.