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Operations Officer

Job Description - Operations Officer




Our client is a leading Microfinance Bank in Nigeria providing micro-banking services to individuals and SMEs.







Job Summary



The Operations Officer is responsible for ensuring the efficient day-to-day operations of the bank by supporting branch and back-office activities, ensuring compliance with operational policies and regulatory requirements, maintaining service quality, and facilitating seamless transaction processing.







Key Responsibilities



  • Execute daily operational activities in line with the bank's policies and procedures.

  • Process customer transactions accurately and within established turnaround times.

  • Monitor daily branch operations to ensure efficiency and compliance.

  • Ensure proper documentation and processing of account opening, account maintenance, and account closure requests.

  • Verify customer documentation in line with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements.

  • Reconcile daily transactions, suspense accounts, and general ledger entries.

  • Prepare and submit daily, weekly, and monthly operational reports.

  • Monitor cash management activities and ensure adequate cash availability.

  • Coordinate the processing of inward and outward transfers, standing orders, and other banking transactions.

  • Ensure proper custody and control of sensitive operational instruments, including cheque books, security documents, and vault operations






Requirements



  • Bachelor's degree in Banking & Finance, Accounting, Business Administration, Economics, or a related discipline.

  • Minimum of 2–5 years' experience in banking operations, preferably within a microfinance bank.

  • Knowledge of microfinance banking operations and regulatory requirements.

  • Professional certifications such as ACIB, ACA, ACCA, or relevant certifications will be an added advantage.

  • Strong understanding of banking products, operational controls, and customer service standards.

  • Proficiency in Microsoft Office applications and Core Banking Systems.

  • Excellent written and verbal communication skills.



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