Product Manager

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Position Title: Product Manager

Job Summary:

The commercial deposit Product Manager (PM) shall act as the overall business manager covering the product’s development, commercialization, execution/ implementation, enhancement, servicing, risk mitigation capabilities and profitability. The commercial deposit Product Manager (PM) shall be the main point of contact for any initiatives/changes related to commercial deposit products. 

Specific Duties & Responsibilities: 

Business Generation

• Develop product/business plans covering market segmentation, product positioning, competitive analysis, sales strategy, pricing strategy and product enhancement to ensure business growth.


• Align product/business plan with the overall objective and vision of the Bank


• Define pricing for commercial deposit product


• Formulate product marketing/commercialization strategy to increase sales activities and product take up (e.g., internal/external product campaigns) in coordination with the Customer Experience and/or Marketing Department 

Operational Efficiency

• Develop/update commercial deposit product manual


• Develop/enhance commercial deposit products


• Develop, evaluate and review process changes related to the product/customer segment.


• Monitor commercial deposit product performance and P&L


• Monitor competitors and stay abreast of market trends to identify emerging opportunities and threats


• Collaborate with internal and/or cross-functional partner units to deliver overall business objectives and requirements of commercial deposit products


• Coordinate with external parties/vendors on product supplies and other items that will support the product features, if any.


• Perform other related functions that may be assigned from time to time.

Risk Awareness and Management

• Assess risks on commercial deposit products and ensure that products have necessary controls in place to avoid incidences of AMLA, risk, internal and external fraud, and data privacy


• Understand regulatory requirements and compliance standards and applies accordingly to commercial deposit products and ensures compliance of all products with regulatory and internal policies.


• Coordinate with control units (e.g., Risk Management Group, Compliance Division, Legal Services Division, AMLD, etc) to mitigate risk/s on commercial deposit products and ensure compliance with regulatory requirement.

Must Haves:

• Must have previous experience as Deposit Product Manager or Cash Management Product Manager

Other Details:

Rank: Junior Officer

Unit: Branch Banking Sector / Commercial Deposit Products Department
Location: GT Capital Tower, Ayala Avenue, Makati