Special Accounts Officer

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Position Title:  Special Accounts Officer

Specific duties and Responsibilities:

• Monitors the performance of his/her assigned consumer loan portfolio, performing collection activities as needed.


• Obtain client’s commitment to fully pay the unpaid amortization/ payment deficiency, or propose short-term repayment arrangements with clients that will eventually result in the full updating of account.


• Conducts last ditch collection negotiations, securing payment commitment before legal action proceeds. Obtain information regarding the client’s present background/ financial condition/capacity to pay; then based on assessment, facilitate staggered settlement arrangement, voluntary surrender, account buyback, or SAMD/RASD/PSB endorsement, as applicable.  


• Conducts oversight of SAA activities and ensures that assigned tasks are carried out expediently. 


• Reviews Special Instruction Sheets (SIS), Statement of Accounts (SOAs), application of payments, and other similar memoranda prepared by SAA.


• Prepares and presents IOL proposals requiring Management approval including but not limited to waiver of penalty charges, moratorium/loan amendment requests, withdrawal of accounts endorsed to Legal, etc., as applicable.


• Prepares various internal reports, as may be needed to support the unit’s core collections functions.


• Performs other related functions that may be assigned from time to time.

Qualitifications:

• 
  

  Bachelor’s degree holder; preferably graduate of business course

  
  


•  Relevant experience in Collections / Credit / Risk Management. Knowledge in bank and credit card processes and systems are preferable. Knowledge in automated dialer system and vendor management are highly advantageous.


• At least 2 years experience in collections, preferably from a credit card company or bank


• Willing to report onsite 100%

Other Details:

Rank: Rank and File

Unit: Consumer Business Sector / Credit Operations Group / Collections and Recoveries Division

Location:  Pasay City