Associate Principal: Specialised Finance

Job Requisition Details

Requisition ID: 145920

Location: Johannesburg, Gauteng

Closing Date: 5 October 2026

Talent Acquisition: Monde Ndzishe

Job Family

Career Stream

BCB Specialised Finance

Leadership Pipeline

Job Purpose

Why Join Our Team

Join a dynamic specialised finance team where you will play a key role in supporting the origination, structuring, and execution of complex debt financing solutions for a diverse client base. This role offers exposure to meaningful transactions, close collaboration with experienced finance professionals, and the opportunity to develop deep expertise in specialised lending and structured finance. You will work in a purpose-driven environment that values collaboration, innovation, continuous learning, and responsible banking, while contributing to client success and the growth of Nedbank’s specialised finance franchise.

Job Responsibilities

• Build sound client relationships (existing and new clients) by clear communication; regular meetings and setting clear objectives and time lines.Manage internal stakeholder relationships by collaboration across all clusters; clear communication; agreeing on objectives and time lines and requesting stakeholder input in decision making.


• Build professional relationships by networking. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).


• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).


• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.


• Evaluate deal progress in line with set objectives and time lines by scheduling and leading progress meetings; following up on deliverables; scheduling review meetings with client and reviewing own work before submitting to relevant stakeholders.


• Ensure timeous submission of credit reviews by effectively planning (setting deliverables; expectations and time lines); early engagement and following up stakeholders on deliverables; delegating and reviewing associates work and assisting in deal implementation across various aspects of the transaction.


• Monitor and assess credit exposure for any increase in risk by assessing exposures for appropriateness taking into consideration the client business performance and market conditions.


• Adapt to changes in all relevant legislation and industry trends by attending relevant training sessions or informal meeting with relevant divisions.


• Ensure appropriate allocation of revenue streams by submitting proposals to finance including a motivation for the recommended classification of the revenue.


• Resolve work obstacles by lobbying and one on one engagements with relevant stakeholders.


• Lead transaction to close by completing deal assessments; running various pricing scenarios; structuring the transaction; negotiating legal documents; preparing credit applications and executing on compliance and presenting application to credit committee.


• Assist Principals to close transactions by sharing your professional skills; completing deal assessments; running various pricing scenarios and scoping financial models; structuring the transaction; executing on compliance and presenting application to credit committee.


• Maintain required balance between South Africa and Africa revenue streams by putting more effort and focus on the African deal.


• Maintain and build existing and on-board market share by applying your professional skills.


• Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.Identify training courses and career progression for self through input and feedback from management.


• Ensure all personal development plan activities are completed within specified time frame.


• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.


• Contribute to developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders businesses by highlighting benefits in support of the implementation of recommendations.

Our Ideal Candidate

You are a finance professional with experience in supporting the origination, assessment, and execution of debt financing transactions. You possess strong financial analysis, credit evaluation, and relationship management skills, and enjoy working collaboratively with clients and internal stakeholders to deliver effective financing solutions. The ideal candidate is commercially minded, detail-oriented, and eager to develop within a fast-paced and dynamic banking environment. You demonstrate sound judgment, a strong work ethic, and a commitment to continuous learning, while contributing positively to team success and sustainable business growth.

Essential Qualifications - NQF Level

Preferred Qualifications

• A Chartered Accountant (SA) or Chartered Financial Analyst qualification, or a Master’s degree in Commerce, Science, Law, or another relevant discipline.

Minimum Experience Level

6-8 years relevant sector experience

Technical / Professional Knowledge

Behavioural Competencies