Head: Intuitive Credit

Purpose Statement

• To influence and provide Intuitive Credit insight to the Business Bank Credit divisional strategy and translate it into a strategy and operating model for Intuitive Credit.


• To lead and manage the Intuitive Credit department, accountable for departmental strategy and optimal performance through business planning, budgets, goals and metrics, people, standards, principles and processes.

Experience

• 8yrs+  management in a senior role within a business and commercial banking and/or credit environment, preferably at a commercial level, given the complexities involved in the Intuitive Credit segment;  Or 


• As a specialist in a leadership role such as a Credit Analyst, Actuary.


• Proven experience of using influence and relationships to drive and achieve objectives. 


• Experience of strategically leading, planning and managing Credit initiatives.

Qualifications (Minimum)

Qualifications (Ideal or Preferred)

Knowledge

• Strategic credit risk management 


• Credit scoring and credit risk strategic experience across the credit life cycle


• Banking and financial Services Industry


• Basel II


• Broad business knowledge and acumen


• Up to date knowledge of the Credit Risk regulatory requirements


• Knowledge and experience of Intuitive Credit life cycle/value chain.


• Commercial, business and financial principles and practices. 


• Building and developing effective teams.


• Intuitive Credit  relevant management systems.


• Governance and risk management principles


• Business products, processes, policies and systems


• Fundamental IT systems and data analysis


• Quality principles and practice

Skills

Conditions of Employment