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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank’s credit strategy.
Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
- 6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
- In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Minimum of 3 years Portfolio specific experience.
- Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
Qualifications (Minimum)
- Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Skills
- Communications Skills
- Influencing Skills
- Leadership Skills
- Planning, organising and coordination skills
- Presentation Skills
- Project Management Skills (Methodolgy Specific)
- Reporting Skills
- Researching skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.