Analista Analisis Grandes Riesgos Madrid/Barcelona

Which projects do we work on?

The Area’s main projects and functions include:

• Assigning monitoring ratings to borrowers/economic groups within the individual analysis scope, using specialized segment- and sector-based analysis.


• Accounting classification of contracts, provision calculation, and proactive management of triggers for individually significant borrowers ("Single Names").


• Aligning individualized analysis and accounting treatment with BPI.


• Sector analysis. Preparing sector reports that provide a comprehensive view of the portfolio; identifying extraordinary events and analyzing their impact on portfolio credit quality.


• Periodic reporting to governing bodies and senior management. Preparing reports focused on areas of significant interest (top groups, top non-performing exposures, international branches, etc.).


• Forecasting NPL scenarios for the individual analysis scope.


• Participating in supervisory inspection processes.


• Managing external and internal audits related to individualized analysis.


• Evaluating and proactively managing regulatory changes; analyzing their impact on the credit portfolio and collaborating on the implementation of processes to ensure regulatory compliance.

Preparation of Major Risk Monitoring Reports:

• Review of key risks associated with companies/groups subject to individualized monitoring.


• Analysis of the economic and financial position of borrowers and preparation of sensitivity analyses.


• Analysis of the economic and sectoral environment to assess risk positioning.


• Determination of risk profiles for major borrowers, accounting classification, and impairment calculation.


• Opportunity to participate in special projects based on professional qualifications and proven experience.

Minimum requirements

• University degree in Economics or Business Administration; an MBA or similar qualification is a plus.


• Proficiency in spoken and written English.


• Professional experience in the field of Risk Management.


• Commitment to training and professional development.


• Analytical, rigorous, and synthesizing capabilities.


• Critical mindset; global and strategic view of the client.


• Enthusiasm, commitment, and dedication to the work.


• Teamwork capabilities and strong interpersonal skills.

What do we offer?

• Join the most innovative bank in Western Europe, as recognized by the "The Innovators" awards from the US magazine *Global Finance*.


• Onboarding program and personalized support for your professional development.


• Individual training path with access to our online platform, offering an extensive catalog of self-learning resources to foster your continuous growth.


• Comprehensive health insurance provided entirely free of charge. You will also be enrolled in the pension plan, to which CaixaBank makes contributions with your future in mind.


• Flexible remuneration options covering transport, training, language courses, childcare, and more.


• Flexibility measures (remote work, flexible start times).


• We hold Top Employer certification, recognizing us as one of the best companies to work for.

Job profile

Skills