Senior Underwriter, Cyber (Nordics)

About us

Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.   

Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.

About the role

Responsibilities

• Underwrite new and renewal cyber business in line with underwriting guidelines, authority, and profitability goals


• Evaluate policyholders and risks analytically, including researching exposures, controls, and industry-specific risk factors as needed


• Negotiate pricing, coverage, participation, and terms with brokers to grow the book responsibly and profitably


• Build and maintain strong relationships with brokers, clients, and other relevant market stakeholders across the broader Nordic region


• Proactively support retention of existing business and development of new business opportunities in partnership with Coalition’s business development team


• Monitor portfolio performance, exposure, and capacity, and make informed decisions based on market conditions, loss trends, and underwriting results


• Collaborate with Security Engineers and internal partners to assess cyber and technology E&O risks


• Help shape Coalition’s approach to emerging threats, marketplace developments, and changes in cyber and technology risk


• Support and maintain our effective renewal processes that meet customer service standards and support operational consistency


• Contribute to coverage analysis, endorsement drafting, and wording development as a subject matter expert over time


• Represent Coalition externally through broker meetings, market engagement, and industry events as appropriate


• Maintain a strong understanding of the regional cyber insurance market, competitor landscape, and Coalition’s unique value proposition

Skills and Qualifications

• 3+ years of experience underwriting cyber insurance, with strong preference for experience in the Nordic market


• Proven ability to underwrite profitable new and renewal business in a fast-paced environment


• Strong broker relationships and established credibility within the broader Nordic insurance market


• Excellent analytical skills and sound underwriting judgment


• Ability to assess risk exposures and understand how market dynamics, customer needs, and portfolio performance influence underwriting decisions


• Strong understanding of the policy administration lifecycle, including information gathering, policy issuance, premium booking, and related processes


• Excellent written and verbal communication skills, with the ability to build relationships and communicate clearly across a wide range of stakeholders


• Self-motivated, proactive, and comfortable taking ownership in a dynamic, growth-oriented environment


• Aptitude for learning technical concepts and applying them in underwriting decisions


• Fluency in Swedish/Danish and English is required

Bonus Points 

• Degree in law, business, economics, or another relevant discipline


• Experience underwriting technology E&O or other Financial Lines products


• Working proficiency in another Nordic language


• Experience drafting or refining policy wordings and endorsements


• Familiarity with broker quote-and-bind platforms or digital trading environments


• Cybersecurity knowledge or technical background in engineering, computer science, or cybersecurity


• Ability to use data and AI-driven insights to support underwriting decisions and improve outcomes

Perks

• 100% medical coverage


• Group life, Short-term/Long-term disability insurance


• 30 paid holidays


• Annual home office stipend


• Supplementary employer pension contribution


• Mental and physical health wellness programs like Headspace, Wellhub


• Competitive compensation and opportunity for advancement