Assistant Medical Underwriting Manager

General Overview:

We are excited to be partnering with a leading insurance organization to recruit a Medical Underwriter to join their high -performing team. This is a fantastic opportunity for an experienced underwriting professional to step into a role that offers strong ownership, visibility, and impact, contributing directly to portfolio strategy, profitability, and long -term sustainability.

Working closely with senior stakeholders, this role goes beyond day -to -day underwriting and offers the opportunity to influence decision -making, strengthen underwriting governance, and support the expansion of Group, SME, and Individual business lines.

Key Responsibilities:

• Lead underwriting activities across Group, SME, and Individual medical insurance portfolios
  
• Assess complex medical risks, determining appropriate pricing, terms, and coverage structures
  
• Analyze claims experience, utilization trends, and risk profiles to drive informed underwriting decisions
  
• Support portfolio growth while maintaining strong underwriting discipline and loss ratio control
  
• Partner with business development teams and brokers to structure competitive and sustainable solutions
  
• Manage renewals strategically, identifying risks and opportunities to enhance retention and profitability
  
• Monitor portfolio performance and proactively identify areas for improvement
  
• Contribute to underwriting governance, ensuring alignment with internal policies and regulatory standards
  
• Support portfolio reviews, reporting, and strategic planning initiatives
  

Key Requirements:

• Bachelor’s degree in Medicine, Allied Health Sciences, Insurance, Risk Management, or a related field
  
• 5+ years of experience in medical underwriting
  
• Strong exposure to Group, SME, and Individual medical insurance portfolios
  
• Professional qualifications such as CII / Dip CII are preferred
  
• Strong technical expertise in risk assessment, pricing, and underwriting decision -making
  
• Good understanding of market practices and regulatory frameworks within the medical insurance space
  
• Proven ability to balance commercial growth with disciplined underwriting practices
  
• Strong analytical, communication, and stakeholder management skills
  
• Ability to operate in a fast -paced, performance -driven environment