BSA KYC Analyst
BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes to ensure compliance with the Bank's BSA/AML and OFAC programs. This role partners closely with the BSA Officer, lenders, and branch teams to verify account documentation, support risk management initiatives, conduct customer due diligence, and ensure adherence to applicable regulatory requirements.
Key Responsibilities
- Review deposit account and loan onboarding documentation to ensure compliance with BSA/AML, KYC, CDD, EDD, and OFAC requirements.
- Verify account-opening data, beneficial ownership information, due diligence records, and required compliance validations.
- Conduct OFAC screenings, clear false positives, and investigate negative news or high-risk customer activity.
- Support client risk assessments and escalate potential compliance concerns to the BSA Officer.
- Perform enhanced investigations involving complex ownership structures and high-risk customers.
- Prepare reports, maintain compliance logs, and ensure discrepancies are documented and resolved.
- Assist with high-risk reviews and other compliance-related activities.
- Provide guidance and training to branch and internal personnel regarding account-opening requirements and procedures.
- Stay current on regulatory requirements, bank policies, and compliance best practices.
- Participate in special projects and departmental initiatives as assigned.
- Perform other duties and responsibilities as assigned by management, based on business needs and operational requirements.
Qualifications
- Bachelor's degree preferred.
- Minimum 2-5 years of banking, compliance, BSA/AML, KYC, OFAC, or related experience, or an equivalent combination of education and experience.
- BSA/AML certifications preferred.
- Strong knowledge of BSA/AML, KYC, CDD, EDD, OFAC, and banking regulatory requirements.
- Experience conducting customer due diligence, investigations, and risk assessments.
- Excellent analytical, organizational, and communication skills.
- Advanced attention to detail and ability to manage multiple priorities.
- Proficiency in Microsoft Excel and Word.
- Bilingual English & Portuguese highly preferred; Spanish is a plus.
Why Join Us?
- At BB Americas Bank, we take pride in being recognized as a Great Place to Work® for three consecutive years and in creating a workplace where our employees feel supported, valued, and empowered to grow.
- Top tier benefits package and ongoing professional development opportunities.
- Opportunity to work alongside experienced compliance professionals in a highly visible leadership role.
- Career growth in an organization committed to integrity, innovation, and regulatory excellence.
Some of the benefits our employees enjoy include:
✔ Medical, Dental & Vision coverage - Top-tier, industry-leading insurance plans.
✔ Company-paid Short and Long-Term Disability Insurance.
✔ 401(k) plan with company match eligibility.
✔ Company Life Insurance.
✔ Mental health resources and telehealth support.
✔ Paid Time Off (PTO) – Generous paid leave benefits promoting work-life balance.
✔ Birthday PTO – a day to celebrate You!
✔ Maternity and Paternity Leave.
✔ Up to 2 weeks of remote work to care for a family member with medical needs.
✔ Wellhub membership.
✔ Hospital Indemnity, Accident & Critical Illness coverage options.
BB Americas Bank is an Equal Opportunity Employer committed to providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law.
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