Claims Management & Settlement
- Manage the full lifecycle of property insurance claims from initial inspection to final claim settlement
- Conduct field inspections to determine scope of damage and required repairs
- Create accurate and comprehensive estimates using Xactimate
- Develop and submit claim supplements as needed to ensure full project coverage
- Negotiate directly with insurance adjusters and carriers to secure fair settlements
- Manage depreciation recovery and final claim documentation
Estimating & Project Financial Alignment
- Ensure estimates align with actual project costs and target profit margins
- Work closely with estimating and production teams to confirm accurate project scope
- Identify missing items, overlooked damage, or coverage opportunities
- Support the company in maximizing insurance recovery while maintaining ethical claims practices
Claims Strategy & Process Improvement
- Establish and maintain best practices for claims handling and supplement strategy
- Identify trends with insurance carriers and adjusters to improve claim outcomes
- Improve internal claims workflows and documentation processes
- Maintain organized claim files and ensure proper documentation for every project
Qualifications
- 5+ years of experience in insurance claims, restoration estimating, or field adjusting
- Proven experience leading a claims team, including performance management, coaching, and driving consistent, profitable claim outcomes
- Experience negotiating with insurance carriers and adjusters
- Experience handling supplements and large loss claims
- Experience with residential and multi-family property claims preferred
Technical Skills
- Advanced proficiency in Xactimate (XM8)
- Strong understanding of property insurance policies and coverage
- Knowledge of residential construction, exterior systems, and building codes
- Proficiency with Microsoft Office (Excel, Word) and claim documentation systems