Closer

Job Title:

Closer

Location:

CA - Irvine

What you'll do:

As a Closer you'll prepare and coordinate the loan closing process which includes drawing and reviewing loan documents, balancing and releasing wire to closing agent. In addition, you'll audit loan files, review loan documents for funding and regulatory compliance, prepare collateral and disclosures for shipment to investors, review funding conditions, initiate funding requests with treasury department, and communicate final funding figures to escrow.

• Audit file for completeness and accuracy to ensure compliance with underwriting, government, investor, and company guidelines. Calculate fee tolerance cures and determine proper waiting periods. Prepare (Closing Disclosure) CD and coordinate a closing date with the processor.
• Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents. Prepare loan documents and ensure the closing package is complete, fees are accurate, and fully compliant. Review the signed closing package for accuracy and execution. Ensure all prior-to-funding conditions are met and properly signed off.
• Approve closing agent’s settlement statement. Prepare and verify final funding figures. Request wire for funding and advise settlement agent of funding authorization.
• Post-closing duties may include confirming recording/disbursement, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed.

What you'll need:

• 3+ years of related experience in Retail Residential Mortgage Closing/Funding or similar field.
• High school diploma required.
• Entry level to intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services.
• Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Intermediate retail residential closing/funding experience.
• Intermediate Conventional and Government loan experience. Thorough knowledge of TRID and RESPA LE/CD requirements.
• Intermediate speaking and writing communication skills.

Compensation: Hourly range for new hires is generally $52,185.00 - $72,800.00 for Irvine, CA. Salary amount is determined by specific job location.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.  

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation