Commercial Lending Relationship Manager

ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals


• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit


• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.


• Promote and cross-sell other Bank services to existing and prospective clients


• Oversee preparation of legal documents for loan closings


• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions


• Maintain portfolio delinquency at levels acceptable to management


• Interact with operational and technical areas to resolve problems


• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities


• Adhere to all appropriate service standards


• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.


• Regular, predictable attendance is an essential requirement of this position

EDUCATION and/or EXPERIENCE:

• Bachelor degree in Business Administration or Finance


• Minimum of three (3) years experience as a commercial lender


• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected


• Ability to clearly and effectively communicate both verbally and in writing


• Frequent travel will be required using reliable personal transportation

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran