Commercial Underwriter

Our client, a growing regional Property & Casualty insurance carrier, is seeking an experienced Commercial Property & Casualty Underwriter to join its team. This position is ideal for a market-driven underwriting professional who combines strong business judgment with creativity, critical thinking, and a commitment to building lasting agency relationships.

Responsibilities:

• Review, underwrite, quote, and bind new and renewal Commercial Property & Casualty business.


• Evaluate exposures, coverage needs, pricing, and overall risk acceptability in accordance with company guidelines.


• Review physical risk inspections, premium audits, loss information, and other underwriting documentation.


• Respond to agent questions regarding coverage, eligibility, pricing, and underwriting appetite.


• Educate agency partners on available products and underwriting requirements.


• Provide timely service through phone, email, and other agency communications.


• Develop and maintain strong relationships with existing and prospective agency partners.


• Conduct regular agency visits to strengthen relationships, discuss business opportunities, and support profitable growth.


• Apply creative and practical thinking when evaluating unique or complex commercial risks.


• Maintain accountability for the quality, profitability, and retention of assigned business.

Qualifications:

• Minimum of 5 years of Commercial Property & Casualty underwriting experience with an insurance carrier; or insurance agency.


• Strong understanding of commercial insurance coverage, risk evaluation, and underwriting principles.


• Excellent communication, customer service, and relationship-building skills.


• Demonstrated ability to think creatively and make sound business decisions.


• Self-motivated, organized, and comfortable managing multiple priorities.


• Associate degree preferred but not required.


• Familiarity with Underwriters Rating Board forms is preferred but not required.

Salary & Benefits:

• $80,000 – $100,000 base salary (depending on experience)


• Comprehensive medical, dental, and vision coverage


• Retirement savings options including 401(k) with employer contributions


• Generous paid time off and additional employee-focused benefits