Customer Account Representative First-Party Personal Loan Servicing

Buffalo, NY | Full-Time | Starting at $17.00/hour + Up to $500/Month in Performance Bonuses

Capital Management Services (CMS) is hiring for our June 1st, 2026 training class!

CMS is a Buffalo-based company specializing in first-party account servicing for a nationally recognized financial institution. In this role, you will work with customers who have personal loans ranging from $8,000 to $40,000, helping them resolve recently missed payments and identify repayment solutions.

This is first-party account servicing-not third-party debt collection or charged-off debt recovery. We are looking for professional, customer-focused individuals who can communicate confidently and represent our client with the highest level of professionalism.

What You'll Do

As a Customer Account Representative, you'll work with customers whose personal loans are between 2 and 90 days past due, helping them bring their accounts current while providing exceptional customer service.

Responsibilities include:

• Handle inbound and outbound calls regarding personal loan accounts.


• Discuss payment options and assist customers with resolving recently missed payments.


• Build rapport while maintaining a professional and empathetic approach.


• Accurately review account information and document customer interactions.


• Navigate multiple computer systems efficiently.


• Meet individual and team performance goals while maintaining strict compliance standards.

What We're Looking For

• Previous first-party collections or financial services experience preferred


• Professional phone presence and strong communication skills


• Excellent customer service and problem-solving abilities


• Comfortable working in a fast-paced, goal-oriented environment


• Basic computer proficiency and the ability to multitask


• Reliable attendance and a strong work ethic

Compensation & Benefits

• Starting pay of $17.00 per hour


• Earn up to $500 per month in performance bonuses


• Fully paid training


• Paid Time Off


• Medical, Dental, and Vision Insurance


• 401(k) with company match


• Employee Referral Program


• Career advancement opportunities


• All equipment provided

Paid Training

Training begins August 10th , 2026

Position Details

• Full-Time


• 40 hours per week


• On-site in Buffalo, NY

If you're looking for a career with a stable company that values professionalism, customer service, and employee development, we'd love to hear from you. Apply today to join the Capital Management Services team!

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