Loan Clerk

ROLE

Under general supervision, but following established policies and procedures, provides a variety of service functions to support the financial management and operations of the credit union through maintenance of loan records and reports. Performs relatively simple, repetitive tasks within the loan department. Record member information into the Credit Union computer based system. Responds to questions and/or provides information upon request from members. Processes requests as appropriate. Makes referrals to the Member Service team for additional products and services.

MAJOR DUTIES AND RESPONSIBLITIES

• Tracking titles and insurance, recording and releasing titles, processes payments, verifies information, files and assists in preparation of reports.
• Performs supporting administrative tasks, including processing mail, running errands, and assisting others within the departments as needed.
• Performs other duties as assigned.

GENERAL EXPECTATIONS

Operations: Assists in the day-to-day operations of the loan area. Duties include but are not limited to:

• Follows and supports all compliance rules, regulations and policies at the state and federal levels, as well as all Credit Union policies and procedures.
• Adheres to safety and security programs designed to minimize loss relating to fraud and robbery.  Follows and contributes to effective Credit Union security by ensuring that negotiable, member information and computer systems are secure at all times.

Service: Accurately and effectively addresses service needs and/or issues. Including but are not limited to:

• Appropriately addresses and resolves member requests/issues.  Escalates issues outside of authority level.
• Follows established quality control practices to ensure error-free work.  Reviews work for accuracy, completeness, and compliance to regulations.
• Educates members on use of Credit Union convenience products including online banking, mobile banking, ATMs, and telephone banking.

PERFORMANCE MEASUREMENTS

• To carry out assigned responsibilities with zero errors.
• To assist others within the loan department as needed.
• To maintain a professional work environment and businesslike appearance.
• Documentation accuracy.

EDUCATION: A high school education or GED.

EXPERIENCE: Two years to five years of similar or related experience is preferred.

SKILLS:
Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization, generally regarding routine matters for purposes of giving or obtaining information which may require some discussion.

OTHER SKILLS, ABILITIES, AND PERSONAL CHARACTERISTICS:
Ten key calculator and computer keyboard skills. Should know how to use PC spreadsheet software. Accurate with numbers and names. Ability to communicate effectively.

COMPUTER SKILLS: Basic computer skills.

MATHEMATICAL SKILLS: Simple math.

PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job.

While performing the duties of this job, the associate is frequently required to stand; walk; sit; use hands and fingers, handle or feel; reach with hands and arms, climb or balance, stoop, kneel, crouch, crawl; and talk or hear. The associate must occasionally lift and/or move up to 20 pounds.  Vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an associate encounters while performing functions of this job.  The noise level in the work environment ranges from quiet, to moderately noisy, where automated equipment is in operation. It is a non-smoking environment.

DISCLAIMER

The above job requirements are representative of minimum levels of knowledge, skills, and abilities.  The marginal functions have not been included.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.