Loan Officer

Loan Officer – Greenville, NC

Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from you!

As a Loan Officer at AgCarolina Farm Credit, you’ll play a key role in originating and servicing loans, marketing financial services, and developing strong relationships with borrowers in both the commercial and consumer markets. You’ll work independently to manage a loan portfolio while contributing to the growth of our Association. As a Loan Officer in the Greenville branch, you will serve both consumer and commercial borrowers primarily in Greene and Pitt counties. You’ll be part of a culture that values mentorship, candid conversations, attention to detail, and timely decision-making—all in service of agriculture and rural communities.

What You’ll Do:

• Actively participate and seek lending relationships with existing and new customers


• Market and sell Association financial services including loans, leasing and preferred stock


• Coordinate applications for branch-referred new and existing customers


• Interview applicants and analyze credit and financial data using the five credit factors and differential analysis


• Use delegated authority to approve loan structures, pricing, and conditions


• Evaluate risk of loan transactions and assign probability of default and loss given default


• Ensure loans comply with Association policies and procedures


• Collaborate effectively with team members and neighboring departments


• Remain active in community and industry events


• Demonstrate a commitment to fair lending practices


• Build and maintain positive working relationships to enhance the Association’s reputation


• Provide On-Farm Service for existing members


• Prospect and Market Centers of Influence, Realtors and Farmer/Ranches in our markets

What We Value:

At AgCarolina, we believe in:

• Customer Focus – Building strong relationships through responsiveness and professionalism


• Collaboration – Working closely with your team and other departments to deliver exceptional service


• Excellence – Bringing precision, organization, and integrity to everything you do


• Growth – Enjoying opportunities for development, innovation, and meaningful contribution

What We’re Looking For:

• Education and/or experience equivalent to a Bachelor's degree in business, finance, accounting, or agricultural economics


• 1 to 3 years of related lending experience and/or proven performance, agricultural lending experience preferred


• Strong analytical, judgment, and communication (oral and written) skills


• Ability to be assertive and decisive in making sound business decisions


• Strong interpersonal, sales, and negotiating skills


• Ability to handle high-stress situations professionally


• Intermediate computer skills in Microsoft Office and Outlook


• Ability to travel within and outside AgCarolina’s territory for training


• Quick learner, adaptable, and strong problem solver


• Agricultural background preferred

Our Commitment: 

Joining AgCarolina means being a part of a community rooted in serving agriculture and rural communities, yielding a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees:  

• Competitive base pay, and eligibility for incentive pay based on personal and Association performance   


• Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire 


• Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work 


• A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution) 


• Paid Time Off, plus 13 paid holidays annually 


• Training and professional development opportunities, and defined career pathways for many roles 


• Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally 


• Opportunities for work-life balance that includes employee appreciation and family events 


• A great work environment with colleagues who have a shared commitment to our core values 


• Opportunities for everyone to think and act like a leader, regardless of the position you hold 


• A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well. 

AgCarolina Individual Competencies:

1. Communicates Effectively


2. Action-Oriented


3. Makes Good Decisions


4. Collaborates


5. Focuses on Our Members


6. Welcomes Everyone and Treats Them Fairly


7. Leadership

Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying. 

Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.

1. Phone Screen with AgCarolina HR Representative 


2. In-person interview

Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.