Loan Processor- Full Time- (Grundy, VA- Main Office)

Position Summary

Prepares and reviews loan documents necessary for closing commercial, mortgage, and consumer loans. Promotes Bank's products or services. Develops new business and customer relationships.

Essential Duties and Responsibilities

The essential functions include, but are not limited to the following:

• Prepare all documents required for ratification or commercial, mortgage, and consumer loans.


• Process all loan related documents.


• Assist lending Officers and clients with loan closings.


• Acts as a liaison between Legacy Bank and legal representatives of its clients for loan matters.


• Ensures collateral is secured in a timely manner.


• Ability to comprehend regulatory and bank policy issues when preparing loan documents.

Minimum Qualifications (Knowledge, Skills, and Abilities)

• High school diploma or equivalent.


• Two years' prior banking experience with emphasis on loan administration preferred.


• Comprehensive knowledge of lending regulations.


• Working knowledge of loan documents and legal requirements for perfecting various types of collateral.


• Capacity to make independent decisions.


• Ability to work with minimal supervision.


• Ability to maintain confidentiality.


• Organized and accurate in work.


• Demonstrated initiative.


• Ability to prioritize and manage multiple tasks simultaneously and remain cognizant of deadlines and schedules.


• Proven record for meeting deadlines.


• Exceptional customer service skills and interpersonal savvy


• Ability to work well with customers, staff, attorneys, vendors, and general public.


• Proven ability to develop relationships.


• Personable and professional manner.


• Above average oral, written, and presentation skills.


• Ability to communicate effectively with all levels of management.


• Computer proficiency including Word and Excel.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Must have flexibility to deal with changing work hours and locations as needed. The noise level in the work environment is usually low to moderate.

Note

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.

The company is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.