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Mortgage Loan Officer

Job Description - Mortgage Loan Officer

Looking for a role where your expertise makes a real difference? At Citizens First Bank, mortgage lending is about more than numbers-it's about relationships, trust, and helping families put down roots in our communities. As a Mortgage Loan Officer at our Holmen branch, you'll shape homeownership experiences while thriving in a supportive, family-oriented culture.


What You'll Do:



  • Guide homebuyers through seamless mortgage experiences.

  • Underwrite loans, review files, and maintain accuracy in lending decisions

  • Expand your network by fostering lasting partnerships with top referral sources-realtors, builders, and community leaders.

  • Champion community engagement at events, parades, and expos.

  • Deliver top-tier expertise to every borrower by staying ahead of the curve with ongoing education in USDA, VA, and construction loans.

  • Leverage the expertise of the Mortgage Processing Team to enhance loan accuracy, efficiency, and customer satisfaction.

  • Own your portfolio with a results-driven mindset, monitoring performance and ensuring loan integrity through thoughtful follow-up.


What We're Looking For:



  • 3+ years of lending experience (mortgage, consumer, or similar)

  • Bachelor's degree or equivalent work experience

  • Skilled in developing and nurturing referral networks

  • Underwriting expertise is an advantage

  • Strong interpersonal skills and a customer-focused approach


Why Citizens First Bank?



  • Competitive compensation – Base salary plus quarterly commission opportunities and a discretionary year-end bonus

  • Generous retirement benefits – Up to 9% employer contributions, even before you contribute

  • Comprehensive healthcare support – Bank-paid access to Neighborhood Family Clinic for you and your dependents

  • Robust benefits package – Includes a $50,000 bank-paid life insurance policy for added security

  • A collaborative, growth-focused culture – Join a family-oriented, community-driven bank that values relationships, teamwork, and long-term success Don't miss this opportunity-apply today to grow your career with us.

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