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Mortgage Loan Officer- Lansdale

Job Description - Mortgage Loan Officer- Lansdale

Job description:

Job Duties and Responsibilities

  • Assist borrowers in completing their applications for financing, gathering and entering complete information as needed.
  • Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing.
  • Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types.
  • Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services.
  • Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications.
  • Meet and exceed published individual and department goals for sales activity, productivity, and processing times.
  • Become the client’s “trusted advisor” by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria.
  • Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times.
  • Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals.

Compliance

  • Comply with applicable bank regulations, such as regulations governing disclosures
  • Comply with applicable bank regulations, such as regulations governing currency transactions, purchase of negotiable instruments, and money laundering (BSA, AML)
  • Participate in annual compliance and other job-related training
  • Other duties as assigned

Penn community Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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