New Job Opening: Commercial Lines Underwriter - Texas (REMOTE) in Austin, TX

Job Description

Commercial Lines Underwriter - Texas

Job Summary

Seeking a skilled and motivated Commercial Lines Underwriter to join a team. In this role, you will evaluate and determine the acceptability of new applications, renewals, and endorsements for commercial lines of insurance. You will play a critical role in assessing risks, ensuring compliance with company underwriting standards, and fostering strong relationships with agents.

Compensation Package

• Salary: $90,000 - $95,000 annually


• Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Evaluate new applications, renewals, and endorsement requests for commercial lines of insurance, including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies.


• Assess risks and determine insurability based on property/operations characteristics, physical and moral hazards, and other relevant factors.


• Recommend risk improvements and select appropriate policies while determining pricing using individual risk and experience premium modification factors.


• Secure facultative reinsurance for applicable risks in alignment with company guidelines.


• Maintain up-to-date knowledge of commercial insurance underwriting practices, state/local statutes, and laws.


• Provide education and training to agents by presenting technical and corporate information on commercial insurance issues.


• Collaborate with marketing and claims personnel to review agency performance and foster improved agency relationships.


• Communicate effectively with internal and external stakeholders, including state regulators, reinsurers, agents, and co-workers.

Qualifications/Requirements

• Minimum of 3 years of commercial lines underwriting experience.


• In-depth knowledge of commercial lines products and coverages.


• Strong communication and customer service skills.


• Bachelor’s degree is strongly preferred.


• Supplemental insurance education/designations are a plus.


• Experience with independent agency distribution and knowledge of agency relationships in the servicing area.


• Familiarity with target industries such as contracting, auto service/repair, restaurants, and small businesses/BOP is advantageous.

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