Job Description

E&S Underwriter

Job Summary

Seeking a motivated and detail-oriented E&S Underwriter to evaluate, analyze, and underwrite commercial Excess & Surplus (E&S) lines of business. This position focuses on ensuring profitable growth while delivering exceptional service to clients. The role requires collaboration with a team to assess risks, build strong business relationships, and provide innovative solutions tailored to unique customer needs.

Responsibilities

• Assess and analyze risks in commercial Excess & Surplus (E&S) insurance applications to determine policy terms, coverage, and pricing.


• Underwrite new and renewal business within delegated authority limits while adhering to company guidelines and compliance standards.


• Build and maintain strong relationships with brokers, agents, and business partners to support business development and grow E&S lines profitably.


• Leverage underwriting expertise to craft tailored insurance solutions for non-standard risks.


• Contribute to regional and market strategies by identifying trends, opportunities, and challenges in the E&S marketplace.


• Partner with internal teams, such as claims, product management, and actuarial teams, to evaluate portfolio performance and enhance underwriting decisions.


• Ensure accurate documentation of underwriting decisions in compliance with company and regulatory policies.


• Stay informed on industry trends, market conditions, and legal and regulatory updates impacting E&S operations.

Qualifications/Requirements

• Bachelor's degree in Business, Finance, Risk Management, or a related field preferred. Equivalent relevant experience will also be considered.


• 2+ years of experience in underwriting, specifically within commercial lines or E&S insurance.


• Strong knowledge of commercial insurance lines, particularly in Excess & Surplus (E&S) markets.


• Excellent analytical and decision-making skills, with the ability to evaluate complex risks and craft creative solutions.


• Exceptional verbal and written communication skills, with the ability to establish rapport and trust with clients, brokers, and internal stakeholders.


• Proven ability to work independently and as part of a collaborative team in a fast-paced environment.


• Proficiency in MS Office Suite and other insurance industry software and tools.


• Professional designations such as CPCU, RPLU, or AU are a plus.


• Experience with a diverse range of clients and industries within the E&S market.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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