Job Description

Senior Underwriter

Job Summary

Seeking a highly experienced Senior Underwriter to assess and evaluate risks, establish coverage terms, and ensure compliance with internal and external regulations. This role focuses on managing complex and high-value cases, collaborating with cross-functional teams, and contributing to organizational growth and success.

Responsibilities

• Assess and underwrite complex insurance policies in alignment with company guidelines and regulatory standards.


• Analyze risk data to determine terms, coverage limits, and premiums.


• Collaborate with brokers, sales teams, and other stakeholders to address inquiries and negotiate terms.


• Review, evaluate, and approve or deny applications based on underwriting criteria.


• Mentor junior underwriters by providing training, guidance, and support.


• Monitor industry trends, market conditions, and competitor activities to adjust risk strategies.


• Build and maintain strong relationships with clients and stakeholders to foster long-term partnerships.


• Prepare detailed underwriting reports and documentation suitable for audits.


• Contribute to the refinement and execution of underwriting policies, standards, and best practices.


• Ensure all underwriting practices adhere to legal and organizational requirements.

Qualifications/Requirements

• Education: Bachelor's degree in Finance, Business Administration, Insurance, or related field; professional certifications (e.g., CPCU, AINS) preferred.


• Experience: Minimum of 5-7 years in underwriting, with 2+ years in a senior or leadership role preferred.


• Skills:
  
  
  
  • Exceptional analytical and decision-making skills with a strong attention to detail.
  
  
  • Proficient communication and negotiation capabilities.
  
  
  • Competence in underwriting software and tools.
  
  
  • Comprehensive understanding of state and federal insurance regulations.
  
  
  
  


• Personal Attributes:
  
  
  
  • Ability to perform effectively in a fast-paced, collaborative environment.
  
  
  • Proven leadership skills with a willingness to mentor and develop others.
  
  
  
  

Why Join Us?

• Supportive and innovative company culture.


• Opportunities for professional growth and career development.


• Competitive compensation and comprehensive benefits package.


• The opportunity to work on challenging and rewarding projects.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

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