Job Description - Payments- Emerging Rails Product Manager- Vice President
Description
You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.
As a Product Manager in Payments- Emerging Rails, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you will drive the strategy, development, and commercialization of innovative instant payment solutions that deliver differentiated client experiences. Leveraging an entrepreneurial mindset and deep understanding of global payment trends, you will help shape the future of real-time settlement capabilities and value-added services. The role requires close collaboration across business, technology, and control functions to accelerate growth, enhance client adoption, and ensure solutions are delivered within the firm's risk and governance frameworks.
Job Responsibilities
Demonstrate a strong sense of ownership and accountability, assuming responsibility for the Product P&L and driving high-quality growth in the alternative rails portfolio
Contribute to defining the vision, international strategy and global roadmap for the product line, considering the growing ubiquity of emerging payment rails
Take proactive initiatives in identifying new opportunities to go grow the product through market discovery, develop business cases, advocate for internal investment, define and execute Go-to-Market (GTM) strategies
Oversee the entire lifecycle of product launch, including planning, execution, risk management
Manage executive stakeholder relationships, regularly communicating product strategy, progress, and performance to senior management
Independently handle product-related conversations with institutional clients, representing the bank’s interests and expertise
Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape
Collaborate with cross-functional partners (Risk, Controls, Legal, Compliance) to ensure a robust risk and controls environment and a resilient and stable platform
Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release
Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement to achieve business objectives
Required qualifications, capabilities, and skills
5+ years of experience with a strong track record of ownership and accountability for Product P&L and Business Growth
Familiarity with payment rail buying behavior of institutional clients across use cases of varied client segment - Corporate, Banks, Non-Bank FIs, Payments Fintech and Innovation Economy
Fundamental understanding of clearing house rules
Global mind-set to strategize for international expansion of products; thought leadership in area of emerging payments
Experience in driving collaboration with global, cross-cultural teams
Excellent communication and stakeholder management abilities, including presenting strategy and performance updates to senior executives
Preferred qualifications, capabilities, and skills
Exposure to wider transaction banking suite such as Liquidity products, Account Services, Global Wires
Experience of direct engagement with clients, market institutions and process auditors
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