Portfolio Risk Analyst

Portfolio Risk Analyst (Hybrid - Columbia, SC)

The Portfolio Risk Analyst provides quantitative and reporting support for the enterprise risk appetite framework. The role serves as the primary risk appetite reporting and analytics resource with the Portfolio Risk & Analytics team. This role translates high-level risk appetite and risk category statements into measurable key risk indicators, early warning indicators, thresholds, and limits; develops risk appetite reporting; analyzes performance relative to appetite; and supports consistent data definitions, calculation methodologies, and data quality across enterprise risk metrics.

What You'll Do

Risk Appetite Metrics and Framework Support 

• Maintain a structured catalog of risk appetite metrics organized by risk category and level.


• Help document and maintain clear definitions, data sources, and calculation methodologies for metrics used in risk appetite reporting, along with escalation requirements.


• Translate risk appetite and risk category statements into measurable key risk indicators, early warning indicators, thresholds, and limits.


• Support the design, calibration, and refinement of risk appetite limits and thresholds in alignment with the Enterprise Risk Management framework.


• Monitor the continued relevance and effectiveness of risk appetite metrics and recommend enhancements.

Risk Appetite Reporting and Monitoring 

• Develop and maintain risk appetite dashboards and reports showing performance relative to limits, thresholds, early warning indicators, and breaches.


• Produce recurring reporting and analysis to support Chief Risk Officer updates, management risk committees, and Board and committee materials.


• Validate reporting outputs, investigate data or calculation exceptions, and improve the consistency, clarity, and efficiency of risk appetite reporting.


• Monitor risk metrics and promptly identify limit, threshold, or early warning indicator exceptions for escalation.


• Coordinate with risk owners and business partners to obtain commentary, management actions, and remediation updates.

Risk Analytics, Data, and Insight 

• Perform trend, variance, and breach analysis and provide concise commentary on factors driving movement relative to risk appetite.


• Support back-testing and scenario and sensitivity analysis for key risk appetite metrics, thresholds, and limits.


• Apply data quality controls and partner with data owners and technology teams to promote data quality, consistency, completeness, and timely availability of enterprise risk metrics.


• Provide analytical support for portfolio risk assessments, credit risk reporting, allowance for credit losses activities, and related regulatory examinations and reporting.


• Translate quantitative analysis into clear, business-ready insights for management and governance audiences.

What You'll Need

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, Data Analytics, Risk Management, or other related quantitative field.


• 1-3 years of risk management, portfolio analytics, financial analysis, finance, banking, or related quantitative experience.


• Certifications: Financial Risk Manager, Professional Risk Manager, or Certified Enterprise Risk Professional preferred.


• Strong finance and quantitative foundation, including the ability to analyze risk appetite metrics, key risk indicators, early warning indicators, thresholds, and limits.


• Experience with risk, portfolio analytics, financial analysis, or enterprise risk reporting.


• Familiarity with data and analytics tools (e.g., SQL, Excel, BI tools GRC solutions; Python/R a plus).


• Ability to perform trend, variance, breach, back-testing, scenario, and sensitivity analysis.


• Knowledge of data governance practices, including metric definitions, data lineage, calculation methodologies, controls, and data quality.


• Ability to translate technical analysis into concise, business-ready commentary for management, risk committees, and Board audiences.