Product Owner - Cards

• Own product backlog, user stories, and sprint execution
  
  
  


• Lead end‑to‑end product lifecycle (design → launch → optimization)
  
  
  


• Prioritize features aligned with the Head of the area
  
  
  


• Support implementation of Debit & Credit issuing platform
  
  
  


• Deliver card lifecycle capabilities (origination, issuance, activation, transactions, settlement)
  
  
  


• Ensure alignment with platform strategy and roadmap
  
  
  


• Lead integrations across: Core banking, digital channels, ServiceNow workflows, fraud systems and others
  
  
  


• Define APIs, data flows, and integration requirements
  
  
  


• Manage vendors relation, in coordination with IT, Operations, Risk, Compliance, and UX/UI
  
  
  


• Align seamless cardholder journeys with UX team (mobile, web, call center)
  
  
  


• Define features such as activation, controls, and servicing
  
  
  


• Comply with Bank Credit and Compliance/BSA policies
  
  
  


• Identify and mitigate operational and integration risks
  
  
  
  
  

Requirements

• 10+ years in product management (banking/payments preferred)
  
  


• Experience with card platforms (Visa DPS preferred)
  
  
  


• Must be fluent in Portuguese
  
  
  


• Strong knowledge of APIs & system integrations and Agile delivery (Scrum/Kanban)
  
  


• Understanding key revenue and expense of drivers and financial planning basics
  
  


• Experience utilizing advanced analytics to drive decision-making
  
  


• Experience managing multiple projects simultaneously
  
  


• Strong analytical and problem-solving skills
  
  


• Ability to translate business needs into technical solutions
  
  


• Excellent stakeholder communication
  
  


• Detail-oriented with strong execution focus
  
  


• Degree in business, finance, marketing, economics, or similar. A master’s degree is preferred