Job Description - Residential Banking Officer





















MACHIAS SAVINGS BANK 



Residential Banking Officer   



Build Something Meaningful 


One Team. One Yes. 



At Machias Savings Bank, we believe strong relationships can move communities forward. Across Maine and New Hampshire, our teams help individuals, businesses, and communities grow - while supporting each other along the way. 


THE ROLE 


We are looking for a Residential Banking Officer to join our Lending Team in the Central Market. In this role, you’ll help customers navigate some of their most important financial decisions by providing responsive, relationship-focused mortgage and home equity lending services. You’ll build trusted relationships with customers and community partners, identify financial solutions that meet individual needs, and support the continued growth of Machias Savings Bank. 


WHAT YOU WILL DO 



  • Guide customers through the lending journey by originating mortgage and home equity loans and providing responsive, personalized service from application through closing. 



  • Build meaningful relationships with customers, realtors, developers, attorneys, accountants, and other community partners to develop referrals and new business opportunities. 



  • Connect customers with the right solutions by identifying their financial needs and recommending appropriate lending, deposit, and other Bank products and services. 



  • Deliver an exceptional customer experience while maintaining accurate documentation, protecting confidential information, and following lending regulations and Bank policies. 


WHAT YOU BRING 



  • Relationship-building and customer service skills, with the ability to develop trust and create a positive experience for customers and community partners. 



  • Knowledge of residential mortgage and consumer lending, including mortgage origination, documentation, qualification, collateral analysis, and regulatory requirements. 



  • Strong communication, business development, and attention-to-detail skills, with the ability to manage multiple priorities and follow through with urgency. 



  • A bachelor’s degree or equivalent experience; experience working with loan origination and CRM systems. NMLS registration is required based on role responsibilities, and a Notary Public commission is preferred. 


JOIN US 


At MSB, you are not just taking a job - you are building a career with purpose, backed by a team that supports you every step of the way. 



WHY MSB 



  • People-first culture 



  • Local community impact 



  • Opportunities to learn and grow 



  • A team committed to moving Maine and New Hampshire forward 



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WHAT YOU WILL GET 



  • 401(k) match + profit sharing 



  • Health, dental, vision, life & disability insurance 



  • Generous paid time off 



  • Development and career growth opportunities 


 


PAY TRANSPARENCY 


Anticipated Hiring Range: $72,000-$90,000 Annually  


Actual compensation is based on experience, skills, internal equity, geographic considerations, and other job-related factors. 


 



Best Small Bank in Maine 



Best Bank To Work For 



Best Places To Work in Maine 



Machias Savings Bank is an Affirmative Action / Equal Opportunity Employer.  

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About the Company

Machias Savings Bank Career

We’re Mainers, too, and we believe that when one of us succeeds, we all do. We help our families, neighbors, and friends find their “YES!” Contact us today!

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