Securitized Products / Mortgage Structured Lending - Origination & Execution

Job Title: RMBS Banker - Securitized Products Origination & Structuring

Corporate Title: Vice President / Director – Securitized Products Origination & Structuring           

Department: Securitized Products / Mortgage Structured Lending

Location: New York

The expected base salary for this position at commencement of employment is ranges from $175,000 - $250,000.

Company Overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Aon’s Benefit Index®, Nomura’s benefits rank #1 amongst our competitors

Department Overview:

Securitized Products is pivotal in driving origination, structuring, and execution of securitization transactions, working closely with clients, trading desks, and internal stakeholders to deliver tailored structured finance solutions.

Role Description:

We are seeking a highly skilled and experienced professional for a Securitized Products Origination & Structuring role, focusing on Residential Mortgage-Backed Securities (RMBS) across various asset types including Agency and Non-Agency residential mortgage loans, spanning Non-QM, NPL/RPL, S&D, EBOs, RTL, SFR, reverse, second liens, HEI, MSRs and servicer advance receivables.

The ideal candidate will act as a client-facing producer responsible for originating, structuring, and executing residential mortgage financing and securitization transactions. This role bridges execution expertise with relationship management and commercial judgment, with accountability for revenue generation and deal leadership.

Job Summary:

• Originate and execute residential mortgage-backed financing and securitization transactions


• Manage client relationships and drive repeat business through proactive coverage and market ideas


• Manage the end-to-end securitization process, including loan pooling, deal structuring, cash flow modeling, and legal documentation review, while mentoring and developing junior team members


• Collaborate with the trading desk and sales teams to ensure optimal transaction execution, market pricing, and investor engagement


• Develop and maintain strong relationships with key clients, including mortgage originators, servicers, hedge funds, private equity, and institutional investors


• Provide structured solutions tailored to client needs, assisting in the identification of opportunities for securitization across various asset classes


• Work with clients to address unique credit and collateral characteristics, and ensure accurate and efficient structuring of deals


• Work closely with internal teams, including legal, compliance, credit, and operations, to ensure smooth transaction flow and adherence to regulatory requirements


• Coordinate with external parties such as rating agencies, trustees, and legal counsel to facilitate transaction execution


• Ensure proper risk mitigation techniques are applied during the structuring process, including stress-testing collateral pools and monitoring credit enhancements.


• Provide market insights, competitor analysis, and securitization trends to senior leadership and contribute to strategic decision-making processes


• Identify emerging opportunities in specialized products such as GNMA EBO loans and non-QM sectors


• Manage and oversee the transaction timeline, ensuring timely delivery of all documentation, analytics, and due diligence requirements


• Lead internal and external meetings, including presentations to clients, investors, and senior management, articulating deal specifics, structures, and risk profiles


• Negotiate deal terms and conditions with stakeholders and ensure successful closing of transactions

 Skills, Experience, Qualifications and Knowledge Required:

• Bachelor's degree in Finance, Economics, Accounting, or related field. An MBA or advanced degree in a related discipline is preferred.


• 6+ years of experience in securitization, structured finance, or capital markets, specifically within RMBS, structured products, or balance-sheet lending


• Proven track record of leading and executing securitization transactions.


• Strong understanding of mortgage loan products, securitization mechanics, and structured finance principles.


• Proficiency in financial modeling and cash flow analysis, with a strong focus on mortgage collateral.


• Experience working with key stakeholders such as rating agencies, investors, and legal counsel.


• Excellent communication, presentation, and relationship management skills.


• Ability to manage multiple projects and timelines effectively in a fast-paced environment.


• Advanced skills in Excel and securitization software (Intex, Bloomberg). Experience with credit modeling, rating agency models, and bond structuring tools.


• Deep relationships with institutional clients, mortgage originators, and other key participants in the securitization markets.


• CFA, CAIA, or other relevant certifications.

Nomura Competencies

Explore Insights & Vision

• Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.

Making Strategic Decisions

• Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.

Inspire Entrepreneurship in People

• Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.

Elevate Organizational Capability

• Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.

Inclusion

• Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).

*base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired in the U.S., employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors”.

Nomura is an Equal Opportunity Employer