Senior Underwriter - Health Solutions

The Senior Underwriter is responsible for risk-based underwriting of new and/or existing accounts.  Accountability for the achievement of profit, persistency, and growth goals through financial analysis or employer groups. 

EDUCATION AND EXPERIENCE:

Bachelor’s Degree in Business or in a related discipline with 5+ years of experience in stop loss underwriting and Captive experience (preferred).

SKILLS/COMPETENCIES REQUIREMENTS:

• Creativity and strong problem solving skills


• Strong mathematical background


• Ability to handle large volume of work efficiently and correctly with limited errors


• Strong team attitude


• Works well independently and in a team environment


• Interpersonal skills


• Excellent written and verbal communication skills


• Strong skills in Microsoft Office, especially using Excel and Word, and other on-line computer systems


• Comfortable making presentations to small groups


• Organization, planning and prioritization skills


• Strong analytical, problem solving and judgment skills


• Strong customer service orientation


• Commitment to company values

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Input employer stop loss large claim information and aggregate claim assessment into our underwriting system (David Young system).


• Determine level of risk based on established guidelines.


• Analyze information on past claim history and other standard criteria.


• Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns.


• Participate in Captive renewal calls and biweekly Underwriting meetings


• Oversee renewal spreadsheet for assigned program(s)


• Ability to manage, maintain and handle assignments as warranted


• Accurately document files


• Review of sold case preparation and issuance of applications 

PRIORITIES:  Accuracy, Timeliness, Positive Team Attitude

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Applicants have rights under Federal Employment Laws: Family and Medical Leave Act (FMLA) Poster; Equal Employment Opportunity (EEO) Poster; and Employee Polygraph Protection Act (EPPA) Poster