Senior Underwriter, Stop Loss

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide.

Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities.  

Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work. Internal candidates are not required to relocate near an office.

The opportunity: Sun Life is seeking a passionate individual who can exercise independent and creative thinking to achieve defined sales and profitability goals to join us in a Senior Underwriter, Stop Loss role.

As a member of the Stop Loss Underwriting Team, you will be part of the leading direct provider of stop loss insurance in the United States. This is a great opportunity to join the Sun Life Stop Loss Underwriting Team!

How you will contribute:

• Evaluate, price, and propose rate and strategy on Stop Loss prospects, including specific and aggregate benefits
• Investigate case-level information to properly assess risk and provide client centric solutions
• Operate within established underwriting guidelines and profitability targets
• Manage the sold case process including review of required sold case paperwork, case contingencies, and final risk assessment
• Manage assigned workload to meet productivity and time service standards
• Demonstrate strong decision-making skills, while recognizing and accounting for anticipated consequences
• Identify and assess the impact of emerging market conditions
• Act as a resource for other underwriters and sales team members
• Partner with regional sales team to implement successful strategies for profitable growth
• Display teamwork and collaboration with internal and external partners
• Support the identification and development of best practices, workflows and procedures

What you will bring with you:

• Ability to work with a diverse range of people
• 4+ years of Medical Stop Loss underwriting experience is required (Self of fully insured)
• 5-7+ years of other medical underwriting experience will be considered
• Proficient knowledge of Microsoft Excel
• Strong math, communication, negotiation, and analytical skills
• Demonstrates multi-tasking ability
• Must be detail oriented, well organized and have the ability to manage a high-volume workload with multiple priorities
• Continuous improvement mindset

Salary Range: $85,200-$127,800

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions. 

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We are committed to fostering an inclusive environment where all employees feel they belong, are supported and empowered to thrive.  We are dedicated to building teams with varied experiences, backgrounds, perspectives and ideas that benefit our colleagues, clients, and the communities where we operate.  We encourage applications from qualified individuals from all backgrounds.

Life is brighter when you work at Sun Life

At Sun Life, we prioritize your well-being with comprehensive benefits, including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs and a partially paid sabbatical program.  Plan for your future with our 401(k) employer match, stock purchase options and an employer-funded retirement account.  Enjoy a flexible, inclusive and collaborative work environment that supports career growth.  We’re proud to be recognized in our communities as a top employer.  Proudly Great Place to Work® Certified in Canada and the U.S., we’ve also been recognized as a "Top 10" employer by the Boston Globe's "Top Places to Work" for two years in a row.  Visit our website to learn more about our benefits and recognition within our communities.

We will make reasonable accommodations to the known physical or mental limitations of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email [email protected] to request an accommodation.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

We do not require or administer lie detector tests as a condition of employment or continued employment.

Sun Life will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including applicable fair chance ordinances.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.