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Sr Commercial Banker

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Job Description - Sr Commercial Banker


  • Develops and retains commercial business, meeting with prospects and clients of moderate size and complexity in a designated region to achieve a moderate sales goal under limited supervision of more experienced personnel.
  • Makes calls independently and may accompany more experienced personnel on larger account visits.
  • Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and clients to close sales.
  • Develops broader knowledge base of commercial and other products and services, including loan policy, documentation, structuring and regulatory requirements.
  • Continues developing growing network of outside referral sources for new business.
  • Ensures that own work, as well as work of any employees supervised, is in compliance with applicable laws, regulations and guidelines.
  • Remain compliant with bank guidelines, policies, procedures, regulatory and BSA requirements.
  • Good communication skills, good computer skills, accuracy, flexibility, ability to handle high stress situations, regular and predictable attendance, exercise discretion and good judgment, follow instructions.
  • Reasonable accommodation will be provided to qualified individuals with disabilities. Other job duties as assigned.

Requirements

  • Minimum 5 years of experience in originating first and second mortgages, construction loans, home equity lines of credit and other portfolio-type products.
  • Bachelor’s degree required. Degree in business, finance or management preferred. Wholesalers and rate sheets knowledge. Underwriting knowledge, from origination to loan closing and construction draws.
  • Strong consultative sales skills.
  • Excellent communication skills (written, verbal, listening).
  • Detail-oriented and well-organized.
  • Ability to handle multiple priorities and produce results.
  • Ability to work independently as well as part of a team.
  • Ability to handle frequent changes.
  • Ability to maintain confidentiality and adhere to the institution’s privacy policies.
  • Ability to meet attendance standards and work overtime if needed.
  • Creative/innovative problem solver.
  • High level of integrity.
  • Self-motivated/takes initiative.

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