Financial Crime Risk Analyst - Continuous Learning Opportunities

We are Send Payments 

Send is an award winning, high growth payments company delivering embedded finance solutions to some of the world’s most recognised and valued brands. Our mission is to build robust, global financial infrastructure supported by world class product and applications which empower and enable our partners to integrate fast, low cost, local and cross-border payments into their business models natively. We believe in delivering a blend of smart, enabling technology and outstanding customer experience and we bake these values into everything we do, from strategy to execution. 

Our vision is to be the payments partner of choice for established brands and we are already disrupting the international payments and fintech space here in Australia and beyond. Companies like Woolworths, Flight Centre, Pexa and many others are already partnering with Send to expand and monetise their business capabilities and deliver significant experience improvements to their customers. 

With global domination firmly in our sights and a strong partnership pipeline to go with it, we are looking to grow our teams and further develop our infrastructure and product offering from here to support these huge growth opportunities. 

Culture & Values 

There’s a place for everyone at Send. We're a team of ambitious individuals with diverse talents and an entrepreneurial spirit at our core. We're not afraid to challenge ideas or bring different perspectives to the table. We look at problems from all angles and value debate and feedback. 

Our values-led culture inspires us to continuously deliver the best experiences for both our team and customers: 

• Aim Up, Fail Forward: We move fast, experiment, test, verify, and learn then repeat. 
• Customers At Our Core: It's our aim to delight, add value, and provide an outstanding experience at every touch point. 
• Think Like an Owner: Our colleagues put their trust in us to carefully balance risk with reward, and to make decisions for which we’re 100% accountable. 
• Bring Your Best: We pour passion into our work, set high standards and always drive each other forward. 
• Create a Place You Want to Work: We’re flexible, compassionate, playful and honest. 

Overview 

As a Financial Crime Risk Analyst, you'll report directly to the MLRO and work closely with a team of risk and compliance professionals. The role will be based at either our Sydney office at The Pier at Dawes Point or our Gold Coast headquarters in Southport. Your primary duty involves reviewing data of high-risk customers and transactions to detect and investigate potential financial crimes. Furthermore, you'll play a crucial role in this new position as we navigate through a significant growth phase in our business. 

Major Duties: 

• Review high-risk customers and transaction data to identify and investigate suspicious activities. 
• Monitor financial crime alerts, investigate potential matches, and take appropriate action. 
• Assist with investigations by gathering evidence, reviewing documents, analysing transactions, identifying procedural breaches, conducting root cause analysis and preparing detailed reports 
• Monitor and optimize financial crime detection rules to ensure quality alerts and minimise false positives. 
• Ensure compliance with AML laws and regulations. 
• Collaborate with the AML team to develop strategies for countering financial crime. 
• Prepare reports on financial crime trends and potential vulnerabilities for senior management. 
• Promote financial crime awareness by preparing training materials, developing best practice methods and sharing financial crime insights with the business. 
• Continuously assess and improve financial crime risk management processes. 

Qualifications and Experience: 

• Bachelor’s degree in Law, Finance, Data Science, or a related field. 
• Relevant professional certifications (e.g., Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialist (CAMS)) are highly regarded. 
• In-depth knowledge of AML regulations and compliance within the fintech sector. 
• Strong understanding of financial crime risk tools, systems, and configurations. 
• Proficiency in data analysis and statistical tools for financial crime detection. 
• 3-5 years of experience in AML and Compliance Operations, with a focus on fraud risk, payment/transaction screening, and transaction monitoring. 
• Prior experience in the fintech industry is preferred, with a deep understanding of the challenges and risks associated with digital transactions. 
• Excellent communication skills, with the ability to present complex information clearly and concisely. 

Discover the Perks of Joining Us 

• ESOP for All: Eligibility for our Employee Share Option Plan. 
• Me Days: 4 additional days off every year on top of regular entitlements. 
• Hybrid Arrangements: 4 days in office, 1 day WFH 
• Reward & Recognition: Earn 'Hero Dollars' on our HRIS platform for the swag store. 
• Celebrate Together: Half-yearly parties, town halls, and milestone gifts unite us. 
• Pet-Friendly Office: We understand the joy that pets bring! 
• Your Voice Matters: We listen, learn, and act based on ENPS surveys. 

Why Choose Send? 

At Send, we thrive on a flat and inclusive team structure where every member plays a pivotal role in our success. We believe in the power of proactive collaboration, recognising the immense value of fresh perspectives. Our team is committed to fostering diversity, adaptability, and a shared determination to push boundaries and achieve extraordinary growth. Regardless of your background or how you identify, we invite you to be a part of our journey. Join us and contribute to something exceptional!